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Sec. 10-65.  Standards for issuance and insurance.
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(a) Upon receipt of an application, an investigation of the applicant's business reputation and moral character shall be made.

(b) The application shall be approved unless such investigation discloses tangible evidence that the conduct of the applicant's business would pose a substantial threat to the public health, safety, morals, or general welfare. In particular, tangible evidence that the applicant:

(1) Has been convicted of a crime of moral turpitude; or

(2) Has made willful misstatements in the application; or

(3) Has committed prior violations of ordinances pertaining to itinerant merchants, peddlers, solicitors, and the like; or

(4) Has committed prior fraudulent acts; or

(5) Has a record of continual breaches of solicited contracts;

will constitute valid reasons for disapproval of an application.

(c) Should the application for the license required by this article provide for the use of a motor vehicle or automobile by the applicant, the applicant shall file a certificate of insurance with the clerk-treasurer establishing that liability insurance in minimum amounts of fifty thousand dollars ($50,000.00) for personal injuries or death to any one (1) person, one hundred thousand dollars ($100,000.00) for personal injuries or death in any one (1) occurrence, and fifty thousand dollars ($50,000.00) for property damage.