Employees, their spouses, or dependents who are enrolled in the Town group health insurance at the time of the employee's termination from employment (other than for gross misconduct or as the result of retirement) or because of another qualifying event may, unless otherwise provided by law, elect to continue participating in the group health insurance plan through the Consolidated Omnibus Reconciliation Act (COBRA). In addition to termination of employment (except for gross misconduct), qualifying events include death, divorce, legal separation of marriage, and other similar change of status (example: dependent age no longer qualifies for coverage under the parent's group plan). When there is a qualifying event, the employee must notify the Human Resources Director. The insurance carrier administers the COBRA and the monthly payment/expense is paid directly to the insurance carrier by the qualifying person or employee. Please see the Clerk-Treasurer for more information.