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Workers' compensation insurance provides coverage for work-related injuries and illnesses as required under the workers' compensation laws of the State of Indiana. Workers' compensation insurance covers all authorized expenses related to the treatment of a work-related illness or injury and provides "lost time benefits" when an employee must be absent from work on a workers' compensation disability leave.

(1) Reporting a work-related injury or illness.

a. Any illness or injury related to an employee's work assignment must be reported to the Town Manager and Clerk-Treasurer's Office so that the necessary forms can be completed and sent with the employee prior to evaluation and treatment, if possible. The Town designee will inform an injured employee of its approved medical facility at the time of injury.

b. The supervisor or injured employee must notify the Clerk-Treasurer's Office as soon as possible so that all claims and compensation can be administered properly and in a timely manner.

(2) Compensation and benefits for an absence resulting from a work-related injury or illness and a workers' compensation disability leave.

a. Lost time benefits due to a work-related injury or illness begin on the eighth calendar day following an employee's absence because of a work-related injury or illness. If an employee wishes to be paid for work missed during the first seven (7) calendar days, he/she must use any accrued time.

b. If the absence from work extends longer than twenty-one (21) calendar days, the initial seven (7) day waiting period will be retroactively paid by the workers' compensation insurance carrier.

1. If the employee has used accrued time during the first seven (7) calendar days, he/she must surrender his/her first workers' compensation check to the Town. In return, the employee will be credited with sixty-five (65) percent of accrued time taken during the initial seven (7) days. An employee shall be entitled to only sixty-five (65) percent of wages paid by the workers' compensation carrier. The Town will not make up the difference in pay.

(3) Insurance coverage. Group health insurance coverage and other insurance benefits will continue on the same basis, as coverage would have been provided had the employee been continuously employed during the period of a workers' compensation disability leave as long as the employee pays his/her regular portion of the premium on a timely basis. Employees must arrange with the Clerk-Treasurer's Office to pay their portion of this insurance coverage.

(Ord. No. 1696, § 2, 12-12-19)